How To Get Your SA302

What is an SA302 Form?

An SA302 is your tax calculation document from HMRC that shows your income, tax paid, and National Insurance contributions for a specific tax year. Self-employed individuals, company directors, and those with complex tax affairs need this document for mortgage applications, loan approvals, and visa applications.

We have also produced an informative post regarding a complete guide to your sa302 which you can visit by clicking here.

How to Get Your SA302 Online (Fastest Method)

Step 1: Access Your HMRC Online Account

Go to the HMRC Government Gateway website
Log in using your User ID and password
Navigate to “Self Assessment” section
Select “More Self Assessment details”

Step 2: Download Your SA302

Click on “View your calculation” for the required tax year
Select “Print or save a copy”
Choose PDF format for easy sharing
Save the document to your device

Time required: 2-5 minutes once logged in

Alternative Methods to Obtain SA302

By Phone

Call HMRC on 0300 200 3310
Have your National Insurance number ready
Request SA302 for specific tax years
Documents posted within 10 working days

By Post

Write to: Self Assessment, HM Revenue and Customs, BX9 1AS
Include your full name, address, and National Insurance number
Specify which tax years you need
Allow 15 working days for delivery

When Do You Need an SA302?

Mortgage Applications

Lenders require SA302 forms to verify self-employed income. Most mortgage providers ask for 2-3 years of SA302 documents alongside your tax year overviews.

Loan Applications

Personal and business loan providers use SA302 forms to assess your income and creditworthiness.

Visa Applications

UK visa applications often require SA302 forms as proof of income and tax compliance.

Common SA302 Issues and Solutions

Problem: Cannot access online account Solution: Reset your Government Gateway password or create a new account

Problem: Missing tax years Solution: Ensure you’ve submitted Self Assessment returns for those years

Problem: Document shows zero income Solution: Check if your Self Assessment was completed correctly.

SA302 vs Tax Year Overview: What’s the Difference?

SA302: Detailed calculation showing how your tax was worked out
Tax Year Overview: Summary of income, deductions, and tax owed
Both required: Most lenders and organizations need both documents

Tips for Self-Employed Individuals

Keep digital copies of all SA302 forms
Download immediately after submitting your Self Assessment
Check accuracy before using for applications
Update your records annually

Conclusion

Getting your SA302 is straightforward through HMRC’s online portal. The fastest method is accessing your Government Gateway account and downloading the PDF directly. For mortgage applications and other financial processes, ensure you have both your SA302 and Tax Year Overview ready.

Remember to keep your HMRC login details secure and download your SA302 promptly after completing your Self Assessment each year.